NihaoPay
Cross-Border Payments Built for Global Commerce
Multi-currency | global payout | FX automation | built-in reconciliation | auto compliance | crypto payments*
Accept, Process, and Settle Payments across 50+ Countries and Regions
Use Cases
Global e-commerce
International remittances
Cross-border B2B payments
Travel and hospitality
Online education
Freelance and gig economy
Platform Capabilities
01
Multi-Currency Acceptance
Collect payments in local currencies with transparent FX and automated conversions
02
Global Payout Rails
Pay merchants, suppliers, contractors, or users worldwide with fast settlement.
03
Built-In FX Engine
Manage foreign exchange seamlessly with automated conversion and smart controls.
Built for high-volume processing and global reliability
One Integration. Global Liquidity.



Licensed. Certified. Compliant
Infrastructure for Complex Financial Ecosystems
Quick answers to what teams ask us most. If yours isn't here, our sales team is happy to walk you through it.
Built for Scale
Engineered for Reliability



Cloud Native with 99.99% Uptime, Low Latency, and High Availability
Secure Payment APIs
Our APIs are designed with security in mind, ensuring safe and reliable transactions.
Global Coverage
Accept payments from customers worldwide with multi-currency and cross-border support.
Fast Integration
Get up and running quickly with our developer-friendly SDKs and comprehensive documentation.
Real-Time Analytics
Monitor transactions and gain insights with powerful real-time reporting dashboards.
Fraud Protection
Advanced AI-powered fraud detection to protect your business and customers.
Proven Partner for Global Commerce
Accept, manage, and settle payments across borders with secure, scalable infrastructure built for global commerce.